Progcap (Desiderata Impact Ventures Private Limited) is a financial service company that assists in providing financial opportunities for micro and small businesses engaged in general and modern trade. It uses a mix of technology and its unique delivery model to underwrite credit and thus provide the underbanked semi-urban and rural retailers in India access to flexible fast revolving credit lines. The company's mission is to empower these customers by assisting them in securing affordable and timely credit leveraging world-class technology. The average loan ticket size is Rs. 10 lakhs for an average tenure of 60-90 days. The exact feature of the loan differs from product to product and industry to industry.